Fair Deal Scheme

The Nursing Home Support Scheme provides financial assistance for people who need long-term nursing home care.

How to Apply for the Fair Deal Scheme in Ireland?

In order to be eligible for the Fair Deal – Nursing Home Support Scheme, an applicant must complete two assessments.

Riverstick Care Centre rooms

1. The Care Needs Assessment

This assessment looks at the care needs of the person, their ability to live independently, ability to make everyday decisions, and assesses the support available both at home and in the community.

Riverstick Care Centre landscape

2. The Financial Assessment

This part of the assessment will look at the income, assets and liabilities of the applicant. This will help determine the applicant’s contribution to the cost of care and the corresponding level of financial assistance in the form of “State Support”.

Under scheme rules, the applicant will pay 80% of their income and 7.5% of the value of any assets you may have per annum.

Fair Deal Scheme – Key Information for Applicants

Our digital PDF outlines the key features of the Fair Deal – Nursing Home Support Scheme.

Within this document, you’ll find answers to key questions such as:

  • What is the Fair Deal Scheme?
  • Who can apply?
  • Key steps
  • State support services

If anything is unclear you are more than welcome to contact our team. We would be happy to assist and answer any questions you may have.

fair deal scheme

Nursing Home Loan (Ancillary State Support)

This is an optional extra feature of the Nursing Home Support Scheme for people who own property or land-based assets in Ireland.

Instead of paying your full weekly contribution for your care from your own means, you can choose to apply for a Nursing Home Loan, to cover the portion of your contribution which is based on property or land assets.

The HSE will then pay that portion of your cost of care on top of your State Support payment.

The loan is paid back to the State after the sale of all, or part, of the asset or upon your death, whichever occurs first.

Repayment of the loan is made to the Revenue Commissioners. In certain cases, repayment of the loan can be deferred.

This part of the scheme is designed to protect people from having to sell their homes during their lifetime to pay for nursing home care.

For more information about the Nursing Home Loan and to download an application form please follow the link and complete Part 6 of the form.

Fair Deal Key Information for Applicants

Interactive brochure

Looking to find our information?

You can find more information and a detailed overview of the Fair Deal Scheme on the Citizens Information website.

Contact Details

Please fill out the form for care enquiries, admissions or to register your interest in a viewing.  To contact one of our Nursing Homes directly, please see list of contact details below.
Silver Stream Healthcare Group, Head Office,
Ratoath, Co. Meath, A85 YW73, Ireland
Head Office: +353 (0)1 825 4265
Careers Enquiries:
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NB: if you have requested a booking for a home viewing or visit, please note that you will receive a confirmation email when we have processed your request. If you have not yet received a confirmation, we are still processing the request.